Philip Guarnieri is the Chief Executive Officer of ES Bancshares, Inc., and Empire State Bank, where his visionary leadership has been instrumental in establishing the bank as a prominent player in the industry. With a strategic approach, he played a key role in the organization and chartering of Empire State Bank in 2004, focusing on delivering exceptional commercial banking products and services to the Tri-State area communities. Under Phil's guidance, the bank has experienced remarkable growth, surpassing $639 million in assets, and emerging as a trusted leader in serving the needs of small businesses.

With over 40 years of extensive banking experience, Phil's career began at Hamilton Federal Savings FA, where he quickly advanced through various positions, including customer service representative, teller, Assistant Branch Manager, Assistant Vice President/Mortgage Officer, Vice President, and Branch Administrator. His proven dedication and expertise led him to assume key roles, including Vice President/Loan Origination at Home Federal Savings Bank and Senior Vice President/Chief Lending Officer at The Yonkers SLA, FA. From 2002 to 2004, Phil served as President/COO of Atlantic States Mortgage Corp., where he successfully managed all aspects of mortgage banking.

Apart from his professional achievements, Phil actively engages in the community and holds various directorial positions. He serves as a director of the Empire State Bank Foundation and holds roles such as Executive Director and Treasurer of the Staten Island Economic Development Corporation, Director of the Staten Island Chamber of Commerce Foundation, Director of the Brooklyn Chamber of Commerce, Director and Treasurer of the Asian Real Estate Association of America Brooklyn Chapter. Additionally, he is a Director of Chance of Life, Director of the New Dorp BID, Director of the Victory Boulevard Merchants Association, and Vice Chair of the Diversity, Equity, and Inclusion Committee of Patterns for Progress.

Phil obtained his B.A. in Banking and Finance from Hunter College and further expanded his knowledge through a continuing education program focused on Real Estate and Commercial Bank Lending at New York University.

With his extensive experience, strategic vision, and commitment to community development, Philip Guarnieri continues to drive the success of Empire State Bank and exemplifies the values and dedication required to succeed in the banking industry.

Mr. Liebman has been a practicing attorney CPA for over 50 years and now specializes in real estate and business transactions. He has given numerous seminars to attorneys, Certified Public Accountants, and realtors on structuring Real estate transactions to meet the requirements of Internal Revenue Code Section 1031. In addition, Mr. Liebman has acted in various capacities (whether attorney or qualified intermediary) in multi-million dollar real estate exchanges throughout the country. Mr. Liebman has been chairman of the Richmond County Bar Association Committee on Taxation since 1988 and has given some fifty CLE seminars on various topics within this time. Mr. Liebman is also on the faculty of the Academy for Professional Education and has lectured extensively throughout the country. In addition, other local venues where Mr. Liebman has lectured are the Bay Ridge Lawyers Association, New York State Society of CPAs, Department of the U.S. Treasury, Civil Court City of New York (court attorneys and small claims arbitrators) Staten Island Board of Realtors and the New Jersey enrolled agents.